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Feature Articles - 1999

I am Ann Zeise, your guide to the best and most interesting and useful sites and articles about home education on the web.

 
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Home School Legal Defense Association and Foundation Consumer Information

Dateline: 10/22/99

By Mary H. McCarthy, links from Ann Zeise

There are many different opinions about The Home School Legal Defense Association. First off, it's your money and you may spend it any way you wish. If you want to join, by all means join, just know what you are joining.

Read the HSLDA application or mission statement ­ the word 'insurance' is NEVER used. Isn't that interesting? Write a letter to your state's Insurance Commissioner, enclose an HSLDA application, and request an investigation as to whether HSLDA is a legal service plan; if such plans are legal in your state and whether the Commissioner is familiar with HSLDA. Ask if there are any complaints against them or the individual lawyers involved on file with their office. Ask if this type of pre-paid legal service plan is regulated by your state. The address can usually be found in the phone book, or address it to the agency in your state capital. Use a zip code directory to locate government buildings. [Better yet, use the links in this article!]

Write a letter to your state Bar Association and ask if HSLDA and the individual attorneys are members in good standing, and if they need to be to practice law in your state. Ask if there are any complaints on file against HSLDA and/or the individual attorneys.

You may also wish to contact your state's or country's Consumer Affairs Division.

You may also wish to contact authorities in Virginia where HSLDA/F is headquartered. You do not have to live in VA to contact authorities there and request information about HSLDA/F. [Virginia Bar Association, Virginia Consumer Affairs, Virginia Bureau of Insurance]

You can request from HSLDA copies of their Audited Financial Statements and IRS Form 990's. These contain all the financial information, and as a non-profit organization, are required to be made available to members and potential members on request. Be sure to ask for forms for BOTH HSLDA and HSLDFoundation as both are active, separate corporations conducting business. Expect to pay a minimal fee for the cost of copying. If HSLDA/F tells you they do not have financial statements, ask them how they file tax returns without financial information.

You can also request "Public Inspection Copies" of HSLDA and HSLDF's IRS Form 990's for the previous 5 years from the IRS. Write a letter to:

Internal Revenue Service
Department of the Treasury
PO Box 9941
Ogden UT 84409
attn: MS 6716.

Include your name, address and phone number. Do not send money, they will contact you and tell you what they have available and how much to send. Include the Employer Identification Numbers (EIN): HSLDA's is 54-1719605, and HSLDF's is 52-1354365.

These are the same tax-returns and are public information, as are ALL non-profit organizations, so that contributors can make informed decisions as to whether they want to contribute to an organization. You will be able to see how much is spent on running the organization, paying salaries, grants to other organizations and lobbying. You will also be able to see how much is spent on 'specific assistance to individuals' which will give you an idea of how much is spent to help members. The only information the IRS withholds is contributors TO HSLDA/F.

When ­ and if ­ you have satisfied yourself that HSLDA/F is what you want to join, then you will be an informed consumer and a wise steward of your resources able to receive the best available benefits of your membership.

- Mary H. McCarthy

American Prepaid Legal Services Institute
The American Bar Association maintains this list of prepaid legal services. HSLDA is not among them. You can contact the ABA to see if they just forgot.

Battling for the heart and soul of home-schoolers
Conservative fundamentalists have set the agenda for kids taught at home -- now they're aiming to influence public education. By Helen Cordes, Salon, October 2, 2000.

Better Business Bureau - Legal Service Plans
Whether a legal service plan is for you depends largely on your situation. Before you pay hundreds of dollars a year to join a legal service plan, ask yourself a few questions.

Citizenship or Lawyership: Choosing Political Strategies for Homeschoolers
If you knew that in states throughout the land, homeschooling cases involving people like you were being taken to court in a misguided attempt to protect the rights of homeschoolers and that most of these cases were being decided against homeschoolers, wouldn't you be concerned?

Coalition Against Insurance Fraud
How to avoid being victimized by insurance fraud. Insurance fraud scams steal the premiums consumers pay and leave them with unpaid claims, sometimes leading to financial ruin.

Consumer World
Online magazine with tons of articles about consumer information.

Do We Need a Homeschool Legal "Insurance" Organization?
Many homeschooling parents believe the answer is "No." 

Fight Bad-Faith Insurance Companies
FBIC educates, informs and helps consumers and businesses fight back against Bad Faith Insurers that deny and/or withhold proper payment of Policyholders and Claimant's legitimate claims.

Hiring an Attorney
The only thing worse than not having access to an attorney is to have a bad one!

HSLDA & Gun Free School Zones
AN A to Z ARTICLE
HSLDA thwarted. Thanks for all your letters supporting homeschoolers' right to be called private schools.

HSLDA's "History" Erodes the Foundations of Our Freedom
HSLDA has relied on statutes, including legislation and court cases, which do not give us our freedom and which instead erode its foundations. By Larry and Susan Kaseman, HEM S/O 01.

HSLDFoundation Grant Recipients 1998
HOME SCHOOL LEGAL DEFENSE ASSOCATION EIN 54-1719605; Form 990 for tax year 1998 (4/01/98- 3/31/99) rec'd in Ogden Utah 2/17/2000; Public inspection copy IRS, PO Box 9941, Ogden UT 84409, MS 6717.

Lawyer Referral Services
A public service of the ABA's Division for Legal Services, operated as a public service by many state and local bar associations.

Legal Ethics
What is an ethical lawyer? This site helps define such: what can lawyers do and not do online and off? Based on legal decisions, what else!

Martindale-Hubbell
Authoritative guide to the American legal profession. The database is now regarded as the primary research source for information about attorneys and law firms around the world.

Mistakes To Avoid Before You Hire A Lawyer
Very specific advice on how to find the right lawyer for your particular legal issue, from the Consumer Law page.

National Consumer Law Center
Useful links for all sorts of consumer issues.

Professors To Leave Patrick Henry
by Charlie Jackson. Mar 23, 2006 -- A public debate at Patrick Henry College about whether the Bible is the only source of truth preceded the decisions by three professors and an instructor last week to tell school administration they would not return for another year. Michael Farris, formerly of HSLDA, runs PHC.

Standing Committee on Group and Prepaid Legal Services
The center of the ABA's effort to promote the development of legal service plans for the benefit of both consumers and lawyers. It works closely with the American Prepaid Legal Services Institute to support and disseminate information about such programs.

Unitarian Universalist Homeschoolers speaks out against HSLDA
Unitarian Universalist (UU) Homeschoolers believe we cannot let HSLDA's gross misrepresentation of home educators as a single-minded group with a collective conservative agenda go unchallenged.

What is HSLDA's relationship with local and state homeschool organizations?
While HSLDA has no official relationship with any local or state homeschool groups, we do provide groups the opportunity to offer HSLDA membership at a discount to their families.

When an Insurance Company Breaches Its Contract
When an insurance company has used advertising and solicitation materials that are unfair or deceptive, some states provide legal protection to the policyholders and others do not.

Who's Country is this?
It is probable that some of the individuals involved in homeschooling and/or HSLDA are Reconstructionists, while others who associate with them are not.

Consumer Reports Magazine
The editorial focus of this magazine is to provide information about different products to general consumers. It evaluates all products on an unchanging and thorough scale to provide a fair evaluation for individuals seeking to purchase.
 
Stealing Jesus : How Fundamentalism Betrays Christianity
by Bruce Bawer
In page after page, Bawer reveals a so-called Fundamentalist movement that readily displays a blatant disregard for the most salient message of the Gospels: selfless love and service to all.

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